Payroll reporting: a touchy subject
Payroll reporting: a touchy subject

If you are an employer the way you report payments, such as salaries and wages, pay as you go (PAYG) withholding and superannuation is changing. The ATO will need you to report these payments directly from your payroll solution in real-time, at the same time as you pay your employees. This is known as single touch payroll (STP) and is intended to simplify business reporting obligations. It comes into effect in 2018 or 2019, depending on the size of your business. Are you ready for this change and how will it affect you?

We can help you to prepare for the move to STP.

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Belinda Frazer
Foreign businesses and your consumer rights
Foreign businesses and your consumer rights

Australian consumer law protects people who purchase goods from Australian companies, but what recourse do you have for a refund when you’ve bought something from a foreign business that has little or no physical presence in Australia? A recent Full Federal Court case has set a precedent for foreign-based businesses to abide by the Australia consumer law in most circumstances. 

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Belinda Frazer
Risky behaviour: Where are you on the super spectrum?
Risky behaviour: Where are you on the super spectrum?

You are probably aware of the importance of having an up-to-date professional profile, but how much do you know about your superannuation risk profile? A recent survey by MLC Wealth Sentiment has revealed that one in four Australians do not know their superannuation risk profile, an oversight that could cost you thousands in super. Speak to us about how to assess your super risk profile and tailor it to suit your own circumstances.

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Belinda Frazer
First Home Super Saver Scheme update: building on the foundations
First Home Super Saver Scheme update: building on the foundations

We start the new year with headlines of “falling house prices”, but even if prices are set to come down and you keep a close eye on your finances, saving a deposit to buy a home can be difficult. The First Home Super Saver Scheme (FHSSS) – now passed by Parliament – means that you can use superannuation to build your home deposit, and not only if you are buying a first home.

Here is an update on FHSSS and other exemptions from which you could benefit ...

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Belinda Frazer
Summer's Financial Market Update
Summer's Financial Market Update

In this edition of Investment Solutions magazine we take a look at how you can enjoy the festive season without the financial stress. BT Financial Group Investment Specialist, Riccardo Briganti, provides us with a market update on local and international markets.

Finally, we share insights on what makes a good investment strategy.

Read more ...

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Belinda Frazer
Government’s not so Happy New Year: legislation hangovers
Government’s not so Happy New Year: legislation hangovers

In the previous year, the Government flagged a large number of changes it wanted to make to the tax and superannuation system, but how many of them are still hanging around after the final sitting week of Parliament last December?

In 2017, the Government flagged and publicised plenty of changes to the tax and superannuation system, but how many of them have actually been passed by Parliament and made into law? Parliament ended its final sitting week in December 2017 with plenty of outstanding matters for the Government to deal with in 2018.

Here is a brief summary of these proposals and how they could affect you ...

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Belinda Frazer