Wealth Protection

 

So you think it won't happen to you?
 

As we well know, death, disease and injury can affect any of us at any time whether we are young or old, fit or unfit. These statistics show that it can definitely ‘happen to you’. That means that you’ll need to think about some insurance cover to make sure you and your family are properly protected to maintain the lifestyle you need.

 

Can you afford not to be protected?

If you travel, especially overseas, you know the importance of travel insurance – lost luggage anyone?

And if you have a car or motorbike then you know it’s a no brainer to insure your wheels.

But there are other kinds of insurance even if you’re young, single and healthy today that are important to help you protect your lifestyle and independence.

 

Insurance facts you should know

Key things everyone should know about insurance

 

Protecting your family Ages 66+

After years of hard work and raising a family, you are now entering a phase of your life where your main priority is planning for your lifestyle in retirement.

But what if one of your children suffered a serious illness or accident, or you needed to become a carer to a grandchild?

What would that mean for your retirement plans?     

 

Protecting your retirement Ages 56-65

Do you have a mortgage or any other financial commitments?

Are you making voluntary contributions to super?

Do your adult children still rely on you for financial support?

 

Protecting your wealth Ages 46-55

Are you employed or self-employed?

Do you have any debts or dependants?

How long could you survive financially without your income?

 

Protecting your future Ages 31-45

Are you employed or self-employed?

Do you have any debts or dependants?

How long would your savings last if you couldn’t work?  

 

Protecting your lifestyle Ages 20 – 30

Are you employed or self-employed?

Do you have any debts or dependants?

How long would your savings last if you couldn’t work?