Buying a first home doesn’t have to mean years of eating beans on toast while you scrape together a 20% deposit. Here’s how you could break into the property market with just a 5% deposit. 

Geopolitical tensions and the sharp rise in oil prices following the US–Israel conflict with Iran have revived a key market question: could a sustained rise in energy prices threaten the global economic expansion? Historically, oil spikes have been inflationary, often prompting tighter monetary policy and periods of equity market volatility.

If you hold insurance through your superannuation, it's time to pay attention. Australia's largest industry super funds are announcing significant premium increases, and for many members, the cover they've been passively relying on is about to cost a lot more — while still not necessarily being the right fit.

We’ve outlined the hot spots for employers and employees

Global markets saw a shift away from US tech into value and defensive sectors, with mixed equity performance and strong gains in infrastructure and property. Emerging markets outperformed, while commodities were volatile amid geopolitical tensions. Australian markets outperformed, led by banks and resources. Economic strength and persistent inflation supported the AUD and raised expectations of further interest rate increases.

If you’re drawing a superannuation pension, you’re required to take out a minimum amount each financial year. These rules exist to make sure super is actually used for retirement income—not left sitting in the fund indefinitely. Meeting this requirement isn’t just a box‑ticking exercise. For many retirees, it’s essential to keeping valuable tax concessions.