Global markets saw a shift away from US tech into value and defensive sectors, with mixed equity performance and strong gains in infrastructure and property. Emerging markets outperformed, while commodities were volatile amid geopolitical tensions. Australian markets outperformed, led by banks and resources. Economic strength and persistent inflation supported the AUD and raised expectations of further interest rate increases.

If you’re drawing a superannuation pension, you’re required to take out a minimum amount each financial year. These rules exist to make sure super is actually used for retirement income—not left sitting in the fund indefinitely. Meeting this requirement isn’t just a box‑ticking exercise. For many retirees, it’s essential to keeping valuable tax concessions.

Who wouldn’t want to save on home loan interest and pay off their mortgage faster? Homeowners are increasingly turning to offset accounts to do just that. So today we’ll look into whether an offset account could benefit you.

Recent research suggests that around 48% of Australians pass away without a valid will, meaning they die intestate. When this occurs, the law determines how their assets are distributed, rather than the individual’s own wishes.

While it may seem like something that can be dealt with later in life, dying without a will (or with an outdated or invalid one) can create significant complications for the loved ones left behind. Intestacy may result in delays, additional legal costs, and unnecessary stress during an already difficult time.

Taking stock of your finances isn’t always exciting, but it’s more important than ever. Rising costs, shifting interest rates, and changing rules mean your current strategy may no longer fit your goals. A regular financial review helps you understand where you stand, identify potential adjustments, and ensure your plan continues to support your lifestyle and long-term objectives.

Saving a deposit is only part of the equation. Your income ultimately determines your borrowing power. With required earnings varying widely across cities like Sydney and Melbourne, understanding what you need to earn and your available options is key to planning your path into the market.