Market Update - Month Overview (December 2025)

Global markets ended 2025 strongly, led by Europe, Japan and emerging markets as easing inflation, rate cuts and AI optimism supported returns. US shares recovered from earlier volatility and commodities were mixed. Australian markets rose in December but lagged globally, weighed down by weak earnings growth, persistent inflation and rising interest rate expectations, despite support from banks and resource stocks.

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Jenni Anderson
Industry Funds vs Wrap Platforms vs SMSFs: Which Super Structure Is Right for You?

When it comes to superannuation and investing, there’s no one-size-fits-all solution. One of the most common questions we’re asked is whether an industry fund, wrap platform, or self-managed super fund (SMSF) is the best option. Each structure has its place - the key is understanding the differences and choosing what aligns with your goals, complexity, and level of involvement.

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Jenni Anderson
10 Smart Tax and Savings Moves to Make Early in the Financial Year

Start the year strong with these 10 smart tax and savings strategies. Learn how early planning can help maximise deductions, boost cash flow and reduce tax stress before 30 June. The start of a new year is the ideal time to get proactive with your finances. Rather than leaving tax planning until April or May, early action allows you to make better decisions, spread costs, improve cash flow and maximise savings over the entire financial year. While tax outcomes are finalised at year-end, the best results usually come from habits and decisions made much earlier. Here are ten smart tax and savings strategies worth reviewing now, while there’s time to plan properly.

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Jenni Anderson
Market Update - Month Overview (November 2025)

Global markets softened in November as AI-related valuation concerns triggered profit-taking, though solid US earnings and expectations of Fed rate cuts supported sentiment. Australia underperformed, with persistent inflation lifting bond yields and pressuring large caps, particularly banks. Despite improving economic data and strength in resources and healthcare, rising rate expectations and weak earnings momentum continued to weigh on the broader market.

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Jenni Anderson