Borrowers around the country have been delivered a sunnier financial outlook this month after the Reserve Bank of Australia (RBA) today trimmed the cash rate by another 25 basis points to 3.60%. How much could your monthly mortgage repayments decrease?
Read MoreAustralian shares gained in July, supported by expectations of interest rate cuts, while global markets were lifted by strong US technology earnings. Emerging economies outperformed developed markets, with China and Korea leading gains. Commodity prices and currencies remained volatile, reflecting ongoing trade tensions and global uncertainty, creating both risks and opportunities for investors.
Read MoreAs Australians live longer, more families are facing the reality of aged care. While the conversation can be difficult, preparing early reduces stress and ensures the right financial strategies are in place.
The cost of aged care varies depending on whether you need home support, residential care, or specialised services. Fees may include daily care fees, accommodation payments, means-tested contributions, and optional extras. Without a plan, these costs can quickly eat into personal savings and place pressure on family finances.
Read MoreManaging your business finances doesn’t need to feel overwhelming. At Salt Financial Group, we combine expert advice with the latest technology to make your accounting smarter, simpler, and more effective. That’s why we use Xero, a leading cloud-based accounting platform, as the foundation of our client services.
Read MoreLocation, location, location. Or should we say: education, education, education. New research shows homes in the catchment areas of sought-after public schools can command six-figure price premiums. Here’s why. Your home can be much more than a roof over your head. It’s also an investment that may build personal wealth and serve as a form of disciplined saving.And a new analysis by Cotality (formerly CoreLogic) shows our homes can also play an unexpected role, such as helping our kids enjoy a decent education.
Read MoreFinancial abuse is one of the most insidious and least visible forms of control - and it can happen to anyone. At our firm, we’re committed not only to supporting our clients’ financial wellbeing, but also to raising awareness about risks that can undermine it. Whether it occurs in the context of elder abuse, family violence, or intimate relationships, financial abuse often leaves victims without access to their own money, without control over financial decisions, and in some cases, without the ability to leave unsafe situations
Read MoreBusiness owners often make critical decisions under pressure - decisions about hiring, investment, pricing, or cash flow - without having full visibility of their financial position. In our experience, businesses that invest in structured reporting frameworks, regular strategic meetings, and interactive dashboards are significantly better positioned to manage risk, seize opportunities, and scale sustainably.
Read MoreAs parents, we all want the best for our children—security, opportunity, and the confidence to navigate life’s challenges. One of the most powerful gifts you can give isn’t just money—it’s financial wisdom. At Salt Financial Group, we believe in helping families build lasting legacies through smart, strategic planning. The options you have are:
Read MoreIn recent years, cryptocurrency has moved from the fringes of finance into the mainstream. Whether you’re trading Bitcoin, investing in altcoins, or dabbling in NFTs, it’s important to understand that these activities can have tax implications and the ATO is paying close attention.
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