Success. Assurance. Leadership. Trust.
Salt Financial Group is a diversified financial services firm in Melbourne, VIC. Our team includes industry experts across speciality areas including accounting, wealth management, financial planning, insurance, and retirement planning.
Many people think they can’t afford to visit a Financial Adviser until they have ‘wealth’. The truth is, you can’t afford not to, because you need to start behaving differently if you want to change your outcome.
Our clients are amazed how easy it is to start working with Salt Financial Group, and how quickly they see the results of following our advice.
Salt Financial Group’s Mission Statement
Our Mission is to collaborate as professional teams in providing our clients with their unique financial road map that takes into account their objectives, financial situation and needs, interests and likely future circumstances, and so empower them to make informed decisions at every stage of their lives.
Many first home buyers are waiting for prices to fall, but affordable properties remain resilient. Strong demand, government incentives and reduced borrowing capacity are keeping competition high, meaning entry-level home values may hold firm or continue rising.
Many business owners miss valuable tax opportunities by leaving planning until year-end. This article explores how proactive tax planning, business structure reviews, tax concessions, superannuation strategies and succession planning can improve cash flow, reduce tax and support long-term business growth.
Many of the costliest financial mistakes come not from making the wrong decision, but from making no decision at all. Delaying financial reviews, tax planning, superannuation, insurance or estate planning can lead to missed opportunities and increased risks. Regular reviews help keep your strategy aligned with your goals and circumstances.
Global markets rebounded in August as investors returned to technology and AI stocks, supported by easing US inflation and strong corporate earnings. Australian shares delivered modest gains but trailed global markets, while rising bond yields weighed on property assets. Gold surged, and the Australian dollar strengthened as investor confidence improved.
A significant inheritance can be life-changing, but only with the right plan. Discover how estate, tax and succession planning can help protect your family's legacy for generations to come.
Many business owners treat their structure as a "set and forget" decision, missing opportunities and exposing themselves to unnecessary risk. The right structure supports tax efficiency, asset protection, succession planning and future growth. Regular reviews can ensure your business remains flexible and aligned with changing goals, legislation and circumstances.
What kind of effect do you have on the people around you? True influence isn't persuasion or authority. It's creating the conditions where others feel safe, valued, and capable of more.
Think profit is all that matters? Many successful businesses have run into trouble despite strong profits. Find out why cashflow is critical to survival, growth, and long-term success.
Understanding sequence risk is crucial for a successful retirement. Even strong long-term investment returns can be undermined by poor market performance early in retirement, making the timing of returns just as important as the returns themselves.
A cooling property market may be good news for borrowers. Softer housing conditions can help ease inflation pressure, supporting future rate cuts, while reviewing your home loan now could uncover immediate savings through refinancing.
Australian and international markets experienced a volatile July, driven by renewed Middle East tensions, rising oil prices and a sharp global semiconductor sell-off. Despite these challenges, Australian shares outperformed on the back of strong financial and resource sectors, while developed markets remained resilient, supported by solid corporate earnings and improving market breadth.
The ATO has released new guidance on holiday homes, introducing a traffic light risk framework and closer scrutiny of deduction claims. Property owners should review their arrangements and record-keeping practices.