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Aged care can be a tough subject for many families to broach, but as we enjoy longer lives, there’s a growing likelihood that at least part of our final years will be spent in formal care.
The decision to move into aged care doesn’t just come with a raft of emotional issues. There are also financial considerations. That’s because nursing home accommodation can involve substantial costs, especially for self-funded retirees.
Read MoreThe ATO has begun issuing determinations to individuals who exceeded their concessional super contributions cap for the 2017-18 financial year. These determinations will also trigger amended income tax assessments and additional tax liabilities. Individuals can elect for the ATO to withdraw their excess contributions from their super fund to pay any additional personal tax liability. The key is to be aware of the time limits and avoid the pitfalls when making elections to release excess contributions.
Read MoreSmall savings goals are important, but are you really going to save for a house deposit or a Europe trip in takeaway coffees alone?
Here are six substitutions to make on things you’re already buying – that could save you thousands per year.
Read MoreThe festive season is a time in which many of us practice the Three R’s (Relaxation, Rejuvenation and Reflection). In addition to this, there is an important message to be had, which resides within the festive season spirit, and what it seeks to embody and impart upon us.
Read MoreReality isn't something you perceive; it's something you create in your mind. Isaac Lidsky learned this profound lesson firsthand, when unexpected life circumstances yielded valuable insights. In this introspective, personal talk, he challenges us to let go of excuses, assumptions and fears, and accept the awesome responsibility of being the creators of our own reality.
Read MoreIn a raft of initiatives aimed at improving economic outcomes for women, particularly in the superannuation space, the government has proposed changes, including extending the ability to access early release of superannuation for women experiencing family and domestic violence, better visibility over superannuation in divorce/separation proceedings, and actively reuniting lost and low-balance inactive super accounts with their owners.
Read More“Life is a journey, not a destination” and “It is not the length of life, but the depth” are just two of the many famous quotes to come from Ralph Waldo Emerson, an American poet, lecturer, essayist and philosopher.
Read MoreGlobal employment continues to improve in October, however markets have reacted negatively to trade risks, Brexit uncertainty and concern over Italy’s fiscal position ...
Read MoreFor some, financial success might mean having $1 million in investment assets and retired at age 65. Whereas, for others, it’s owning their own home and having enough behind them to live year on year.
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