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It's a good time for older people in Australia to keep working and many older Australians also want to work longer before retiring. However, most older Australians are not preparing for the end of their working years. Studies recently release by Fidelity show that people usually retire earlier than they originally planned. Sometimes it's out of their control, but sometimes it's not.
Read MoreHaving an emergency fund is a crucial aspect of personal finance, it is the ultimate safety net for life’s unexpected events. Say goodbye to high-interest debt and hello to a low-risk, liquid account that gives you the freedom to handle any curveballs life throws your way.
Read MoreAs a small business owner, you're likely familiar with the importance of keeping your business's balance sheet in good health. However, what you may not realize is that your business's financial health can also have a direct impact on your personal finances. Here are a few ways in which your business balance sheet could be hurting your personal balance sheet, and what you can do about it.
Read More2023 is poised to be a year of economic recovery and growth as the world continues to emerge from the COVID-19 pandemic. With this in mind, we have research several key investment themes are likely to emerge in the coming year.
Read MoreGrowing your business means more cash for you now plus a higher sale price in the future when you decide to eventually sell your business. Our article below sets out some important steps to take to achieve your businesses full potential.
Read MoreOne of the tasks that we see commonly put on hold each year when we speak with clients is their wills and estate planning. While we understand thinking about your own death can be confronting, the grief of losing a family member can be compounded by the confusion of trying to work through the legal implications of an estate with no will. Salt’s team of advisers work with specialist estate solicitors to ensure your wishes are captured correctly, as well as understanding the tax consequences of the directions of your will and ultimately making the whole process easier to understand and free from legal jargon.
Read MoreYou may have read in the media or even received a letter outlining that your fund has failed this performance test. What should you do and what should you know?
Read MoreNew year, new offerings? Critically reviewing your products and services to see if there is an additional way you can provide benefits to your existing clients or unlock new clients can be a strong pathway to growth. Our article below sets out some important steps to take
Read MoreThe maximum income thresholds for the Commonwealth Seniors Heath Card significantly increased from 4 November 2022 allowing more older Australians to qualify.
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