Charitable giving is becoming an increasingly popular component of estate planning, especially for individuals with substantial estates. For many Baby Boomers, the idea of leaving large inheritances to their children is not always appealing due to concerns that it might negatively impact their motivation and lifestyle. Instead, many choose to leave a moderate amount to their heirs and allocate the remaining assets to charitable causes. This approach not only supports meaningful initiatives but also establishes a lasting legacy.

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As we usher in a new financial year, it's time to start thinking about compiling your FY24 tax information for your accountant. To help you, we have compiled a comprehensive guide with essential steps to prepare yourself for the tax season.

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The Australian market is down 1.36% for the fortnight due to heavy losses across major industries. Attention is focused on the major losers for the fortnight who were led by IT, as well as the ever-important Australian Materials and Energy stocks. It has been a big fortnight of activity on the international landscape, from Trump’s assassination attempt, Biden withdrawing from his election campaign, global IT outages, looming ceasefires in Gaza, and economic challenges facing China. Investors are struggling to keep up with the bombardment of market altering news which has seen a significant increase in the activity of the CBOE VIX Index. You’re probably wondering what this indicator and what does it mean for the economy?

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As property prices hit record highs across a number of cities, it’s no surprise that new home loan balances are also nudging towards fresh peaks. Today we’ll reveal what the ‘average’ new home loan is in your state, and provide you with some handy tips to help bring down your balance sooner.

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Running a business involves navigating a landscape filled with potential risks and uncertainties. For business owners, safeguarding their enterprise through insurance is not just a prudent choice but a crucial strategy for long-term success. Among the myriad of insurance options available, certain key areas are essential for comprehensive risk mitigation. This article explores critical insurance considerations for business owners, including buy/sell agreements, liability insurance, property insurance, and more.

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The first half of 2024 saw market turbulence due to fluctuating economic indicators, political developments, and varied corporate performance. Despite these hurdles, the ASX gained 4.3%. Continued volatility is expected, urging diversified portfolios and cautious investment strategies for the rest of 2024.

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In the past three months, how many times did you visit the local branch of your bank? During the same period, how many times did you use your mobile banking app to view transactions, pay bills or transfer money? From banking and investments to shopping and bill payments, our financial lives are integrated with the digital world; simplifying the way we do things, adding convenience to our transactions and opening doors to a wide range of financial products and services hitherto inaccessible to many. According to the Reserve Bank of Australia, in 2022-23, an Australian, on average, made 730 electronic transactions in comparison to 330 a decade ago. This unprecedented increase in digital activities, especially in the post-Covid era, highlights the need for robust cyber security measures, not only for businesses but also for the consumers.

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You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our mission is – and always will be – putting you first. That’s why three in every four borrowers now come to us for help.

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As the calendar turns and the Australian financial year resets on July 1, it's the perfect time for individuals and businesses alike to reflect on their financial habits and set new goals. The new financial year offers an opportunity to reassess, reorganise, and rejuvenate our financial strategies to ensure a prosperous year ahead. Here are some resolutions that can help prepare you to navigate the Australian financial landscape more effectively.

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