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If you’re like most first home buyers, you’ve probably realised by now that saving up for a 20% deposit can be a real slog. But what if we told you that you now only need a 5% deposit? And better yet, you could already have that amount ready to go now.
Read MoreThe popular Home Guarantee Scheme that lets first home buyers get into the market with just a 5% deposit has been expanded sooner than expected. But an unexpected twist means first home buyers may want to bring forward their buying plans.
Read MoreWith flexible work arrangements now part of everyday life, many Australians are working from home either full-time or part-time. But when it comes to tax time, knowing what you can—and can’t—claim can be confusing. The Australian Taxation Office (ATO) has clear rules on how to calculate work-from-home deductions, and understanding them can make a real difference to your tax return.
Read MoreRunning a business is more than just managing operations, it’s about protecting the people who make it all possible. For many small and medium-sized enterprises, the success of the business is closely tied to the health and wellbeing of its key individuals. That’s why personal insurance solutions like Key Person Insurance, Income Protection, and Life Insurance are essential tools in a business owner’s financial strategy.
Read MoreBorrowers around the country have been delivered a sunnier financial outlook this month after the Reserve Bank of Australia (RBA) today trimmed the cash rate by another 25 basis points to 3.60%. How much could your monthly mortgage repayments decrease?
Read MoreAustralian shares gained in July, supported by expectations of interest rate cuts, while global markets were lifted by strong US technology earnings. Emerging economies outperformed developed markets, with China and Korea leading gains. Commodity prices and currencies remained volatile, reflecting ongoing trade tensions and global uncertainty, creating both risks and opportunities for investors.
Read MoreAs Australians live longer, more families are facing the reality of aged care. While the conversation can be difficult, preparing early reduces stress and ensures the right financial strategies are in place.
The cost of aged care varies depending on whether you need home support, residential care, or specialised services. Fees may include daily care fees, accommodation payments, means-tested contributions, and optional extras. Without a plan, these costs can quickly eat into personal savings and place pressure on family finances.
Read MoreManaging your business finances doesn’t need to feel overwhelming. At Salt Financial Group, we combine expert advice with the latest technology to make your accounting smarter, simpler, and more effective. That’s why we use Xero, a leading cloud-based accounting platform, as the foundation of our client services.
Read MoreLocation, location, location. Or should we say: education, education, education. New research shows homes in the catchment areas of sought-after public schools can command six-figure price premiums. Here’s why. Your home can be much more than a roof over your head. It’s also an investment that may build personal wealth and serve as a form of disciplined saving.And a new analysis by Cotality (formerly CoreLogic) shows our homes can also play an unexpected role, such as helping our kids enjoy a decent education.
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