10 Smart Tax and Savings Moves to Make Early in the Financial Year

The start of a new year is the ideal time to get proactive with your finances. Rather than leaving tax planning until April or May, early action allows you to make better decisions, spread costs, improve cash flow and maximise savings over the entire financial year. While tax outcomes are finalised at year-end, the best results usually come from habits and decisions made much earlier. Here are ten smart tax and savings strategies worth reviewing now, while there’s time to plan properly.

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Jenni Anderson
Market Update - Month Overview (November 2025)

Global markets softened in November as AI-related valuation concerns triggered profit-taking, though solid US earnings and expectations of Fed rate cuts supported sentiment. Australia underperformed, with persistent inflation lifting bond yields and pressuring large caps, particularly banks. Despite improving economic data and strength in resources and healthcare, rising rate expectations and weak earnings momentum continued to weigh on the broader market.

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Jenni Anderson
Sensible Cashflow Decisions Over the Holiday Period

The holiday season is a time to unwind, celebrate and enjoy time with family - but it’s also one of the easiest times for spending to spiral. For many households, December and January can cause real strain on cashflow, especially with school holidays, travel, entertainment, and the usual festive obligations all hitting at once.

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Jenni Anderson