Importance of Due Diligence before buying a business
Buying a business can be an exciting opportunity to step into ownership, expand your portfolio, or fast-track growth without starting from scratch. However, beneath the surface of a promising business can lie hidden risks that may significantly impact its value and future success. This is where thorough due diligence becomes essential.
Due diligence is the process of carefully investigating a business before committing to a purchase. It allows buyers to confirm that what they are buying matches what has been presented and to identify potential issues before they become costly problems.
Read More
Which generation tops housing wealth in Australia?
Myth busted! Baby Boomers no longer own the bulk of housing wealth in Australia. We reveal who does, and how you could get started in the property market. As many Baby Boomers (those born between 1946 and 1964) start to enjoy their retirements, they are passing the baton of property ownership over to the next generation. A new report by KPMG reveals that Gen X (born 1965-1980) now holds more property-based wealth than any other generation. Not to be outdone, Millennials (1981-1996) are also making a strong start in property wealth. Let’s take a look at what’s happening, and how much property wealth each generation has accumulated to date.
Read More
Private Ancillary Funds (PAFs): Making Your Giving Go Further
For many of us, giving back is important, but figuring out the best way to make a lasting impact can be tricky. That’s where a Private Ancillary Fund, or PAF, can help. A PAF is a type of charitable fund that lets you plan your giving in a personalised, structured way while keeping control over how and when your donations are made.
Read More
How much do you need to live a comfortable retirement
Retirement is a milestone many of us look forward to. A time to relax, travel, pursue hobbies, and spend meaningful time with loved ones. But to truly enjoy this phase of life, good financial planning is essential. So how much do you really need to live a comfortable retirement? The answer depends on your lifestyle goals, anticipated expenses, expected income sources, and how early you start planning, especially with professional guidance.
Read More
RBA hikes the cash rate by 25 basis points to 3.85%
Bad news for mortgage holders around the country: the Reserve Bank of Australia (RBA) raised the cash rate by 25 basis points to 3.85%. Today we’ll look at why it did so, and how this rate hike could impact your monthly mortgage repayments.
Read More
Corporate Trustee vs Personal Trustee: Which Structure Is Right for Your Trust?
When establishing a trust, one of the most important decisions is choosing who will act as trustee. The trustee controls the trust’s assets and is legally responsible for ensuring the trust operates in accordance with its deed and relevant laws.
Read More
Crypto Investment Considerations & Performance
Cryptocurrency continues to attract investor interest, particularly during periods of strong performance and heightened media attention. While digital assets can offer diversification opportunities, they also come with unique risks that investors need to understand before allocating capital.
Read More
5 Signs Your Business Is Ready for a Virtual CFO
As businesses grow, financial management becomes more complex. While bookkeeping and compliance are essential, many business owners reach a point where they need deeper financial insight and strategic guidance — without the cost of a full-time Chief Financial Officer (CFO). That’s where a Virtual CFO (vCFO) can add real value. A vCFO provides high-level financial expertise on a flexible, cost-effective basis. If you’re unsure whether the time is right, here are five key signs your business may be ready.
Read More
Aussie home owners just got $82,000 richer on average
What a way to start the new year! After a strong 12 months in the property market, plenty of homeowners around the nation are now a whole lot wealthier. And their newfound increase in home equity has opened up some exciting possibilities for 2026.
Read More