Saving a deposit is only part of the equation. Your income ultimately determines your borrowing power. With required earnings varying widely across cities like Sydney and Melbourne, understanding what you need to earn and your available options is key to planning your path into the market.
Read MoreOwning a holiday home can be a wonderful lifestyle investment - a place to unwind, create memories, and potentially build long-term wealth. However, some owners may not be aware that the tax treatment of a holiday property is very different from their main residence.
Read MoreGlobal markets opened 2026 strongly, with broader equity leadership across emerging markets, small caps and commodities, while bond yields rose as the US Federal Reserve adopted a more neutral stance. In Australia, equities gained on resource strength, the RBA lifted rates to 3.85% amid persistent inflation, and the AUD strengthened on higher rates and firm commodity prices and widening yield differentials.
Read MoreBuying a business can be an exciting opportunity to step into ownership, expand your portfolio, or fast-track growth without starting from scratch. However, beneath the surface of a promising business can lie hidden risks that may significantly impact its value and future success. This is where thorough due diligence becomes essential.
Due diligence is the process of carefully investigating a business before committing to a purchase. It allows buyers to confirm that what they are buying matches what has been presented and to identify potential issues before they become costly problems.
Read MoreMyth busted! Baby Boomers no longer own the bulk of housing wealth in Australia. We reveal who does, and how you could get started in the property market. As many Baby Boomers (those born between 1946 and 1964) start to enjoy their retirements, they are passing the baton of property ownership over to the next generation. A new report by KPMG reveals that Gen X (born 1965-1980) now holds more property-based wealth than any other generation. Not to be outdone, Millennials (1981-1996) are also making a strong start in property wealth. Let’s take a look at what’s happening, and how much property wealth each generation has accumulated to date.
Read MoreFor many of us, giving back is important, but figuring out the best way to make a lasting impact can be tricky. That’s where a Private Ancillary Fund, or PAF, can help. A PAF is a type of charitable fund that lets you plan your giving in a personalised, structured way while keeping control over how and when your donations are made.
Read MoreRetirement is a milestone many of us look forward to. A time to relax, travel, pursue hobbies, and spend meaningful time with loved ones. But to truly enjoy this phase of life, good financial planning is essential. So how much do you really need to live a comfortable retirement? The answer depends on your lifestyle goals, anticipated expenses, expected income sources, and how early you start planning, especially with professional guidance.
Read MoreBad news for mortgage holders around the country: the Reserve Bank of Australia (RBA) raised the cash rate by 25 basis points to 3.85%. Today we’ll look at why it did so, and how this rate hike could impact your monthly mortgage repayments.
Read MoreWhen establishing a trust, one of the most important decisions is choosing who will act as trustee. The trustee controls the trust’s assets and is legally responsible for ensuring the trust operates in accordance with its deed and relevant laws.
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