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When it comes to estate planning, many people assume their Will covers everything. In reality, superannuation sits outside your estate — and without the right structures in place, your benefits may not end up where you expect. Understanding how Binding Death Benefit Nominations (BDBNs), Wills, and reversionary pensions work together is key to ensuring your wishes are carried out.
Read MoreAs we approach the end of the financial year, the Instant Asset Write-Off (IAWO) continues to present a valuable opportunity for small business owners — particularly those considering equipment upgrades such as point-of-sale (POS) systems.
Read MoreThere’s no better feeling than living in a brand new home – it’s fresh, clean and it’s all yours. But financing a new-build works very differently from buying an established home. Here’s what you need to know.
Read MoreIn early March 2026, legislation known as Division 296 — or the “Div 296 tax” — was formally passed into law. It represents one of the most significant changes to Australia’s superannuation tax rules in decades, and for high-balance members, the implications are real and time-sensitive.
Read MoreFor many people, tax is something that only gets attention at end of the financial year. However effective tax planning isn’t about last-minute deductions - it’s about making smart, forward-looking decisions that can improve your overall financial position.
Read MoreIs the grass really greener on the other side? Maybe. Australia has seen a surge of investor activity in recent years, with investment loans reaching record highs. But as home prices rise, plenty of investors are looking beyond their own backyard and making interstate purchases.
Read MoreAustralian markets fell sharply as inflation and rising interest rates weighed on equities and bonds, with the RBA signalling further tightening. Globally, escalating Middle East tensions drove oil prices higher, triggering a risk-off environment. Shares declined, bond yields rose, and the US dollar strengthened as investors reassessed inflation and policy expectations.
Read MoreBuying a first home doesn’t have to mean years of eating beans on toast while you scrape together a 20% deposit. Here’s how you could break into the property market with just a 5% deposit.
Read MoreGeopolitical tensions and the sharp rise in oil prices following the US–Israel conflict with Iran have revived a key market question: could a sustained rise in energy prices threaten the global economic expansion? Historically, oil spikes have been inflationary, often prompting tighter monetary policy and periods of equity market volatility.
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